On May 19th, after experiencing a “small month” of credit in April, credit disbursement is expected to improve in May. Recently, it has been learned in the industry that with the implementation of a package of policies, credit growth in May may be significantly better than in April, and the pace of bank credit allocation is more focused on balance and improving quality and efficiency. In terms of investment, banks have increased their efforts in areas such as technology finance and inclusive finance; In terms of retail, consumer loans are still the main battlefield for banks to make efforts. The recent disclosure of institutional investor research minutes by some banks has also “spoiled” business trends. Faced with the market environment of narrowing net interest margin and intensified competition, banks are trying their best to promote their business and stabilize their operating performance. (Shanghai Securities News)
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